{"id":278,"date":"2022-11-15T21:02:43","date_gmt":"2022-11-15T21:02:43","guid":{"rendered":"https:\/\/kreditbanaka.com\/index.php\/zspk\/"},"modified":"2022-11-15T21:15:36","modified_gmt":"2022-11-15T21:15:36","slug":"zspk","status":"publish","type":"page","link":"https:\/\/kreditbanaka.com\/index.php\/zspk\/","title":{"rendered":"ZSPK"},"content":{"rendered":"<div data-colibri-id=\"278-c1\" class=\"style-372 style-local-278-c1 position-relative\">\n  <!---->\n  <div data-colibri-component=\"section\" data-colibri-id=\"278-c2\" id=\"features\" class=\"h-section h-section-global-spacing d-flex align-items-lg-center align-items-md-center align-items-center style-376 style-local-278-c2 position-relative\">\n    <!---->\n    <!---->\n    <div class=\"h-section-grid-container h-section-boxed-container\">\n      <div data-colibri-id=\"278-c20\" class=\"h-row-container gutters-row-lg-2 gutters-row-md-2 gutters-row-0 gutters-row-v-lg-2 gutters-row-v-md-2 gutters-row-v-2 style-385 style-local-278-c20 position-relative\">\n        <!---->\n        <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-2 gutters-col-md-2 gutters-col-0 gutters-col-v-lg-2 gutters-col-v-md-2 gutters-col-v-2\">\n          <!---->\n          <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-386-outer style-local-278-c21-outer\">\n            <div data-colibri-id=\"278-c21\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-2 h-px-md-2 h-px-2 v-inner-lg-2 v-inner-md-2 v-inner-2 style-386 style-local-278-c21 position-relative\">\n              <!---->\n              <!---->\n              <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n                <!---->\n                <div data-colibri-id=\"278-c22\" class=\"h-global-transition-all h-heading style-387 style-local-278-c22 position-relative h-element\">\n                  <!---->\n                  <div class=\"h-heading__outer style-387 style-local-278-c22\">\n                    <!---->\n                    <!---->\n                    <h3 class=\"\">Zakonu o stambenom potro\u0161a\u010dkom kreditiranju (ZSPK)<\/h3>\n                  <\/div>\n                <\/div>\n                <div data-colibri-id=\"278-c23\" class=\"h-lead h-text h-text-component style-388 style-local-278-c23 position-relative h-element\">\n                  <!---->\n                  <!---->\n                  <div class=\"\">\n                    <p><strong>Media fortis<\/strong> <strong>doo<\/strong> ovla\u0161tena je od strane Hrvatske narodne banke za posredovanje u stambenom potro\u0161a\u010dkom kreditiranju sukladno Zakonu o stambenom potro\u0161a\u010dkom kreditiranju (ZSPK).\n                      <br>Postupak posredovanja u stambenom potro\u0161a\u010dkom kreditiranju provodi se u skladu sa ZSPK-a.\n                      <br><strong>Informacije u skladu sa ZSPK:<\/strong>\n                      <br>\n                    <\/p>\n                  <\/div>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n      <div data-colibri-id=\"278-c3\" class=\"h-row-container gutters-row-lg-1 gutters-row-md-1 gutters-row-2 gutters-row-v-lg-1 gutters-row-v-md-1 gutters-row-v-2 style-377 style-local-278-c3 position-relative\">\n        <!---->\n        <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-1 gutters-col-md-1 gutters-col-2 gutters-col-v-lg-1 gutters-col-v-md-1 gutters-col-v-2\">\n          <!---->\n          <div class=\"h-column h-column-container d-flex h-col-lg-6 h-col-md-6 h-col-12 style-378-outer style-local-278-c4-outer\">\n            <div data-colibri-id=\"278-c4\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-0 h-px-md-0 h-px-0 v-inner-lg-0 v-inner-md-0 v-inner-2 style-378 style-local-278-c4 position-relative\">\n              <!---->\n              <!---->\n              <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n                <!---->\n                <div data-colibri-id=\"278-c5\" class=\"h-row-container gutters-row-lg-1 gutters-row-md-1 gutters-row-0 gutters-row-v-lg-1 gutters-row-v-md-1 gutters-row-v-2 style-379 style-local-278-c5 position-relative\">\n                  <!---->\n                  <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-1 gutters-col-md-1 gutters-col-0 gutters-col-v-lg-1 gutters-col-v-md-1 gutters-col-v-2\">\n                    <!---->\n                    <div class=\"h-column h-column-container d-flex h-col-lg h-col-md h-col-auto style-382-outer style-local-278-c6-outer\">\n                      <div data-colibri-id=\"278-c6\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-0 h-px-md-0 h-px-0 v-inner-lg-0 v-inner-md-0 v-inner-0 style-382 style-local-278-c6 position-relative\">\n                        <!---->\n                        <!---->\n                        <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n                          <!---->\n                          <div data-colibri-id=\"278-c7\" class=\"h-text h-text-component style-384 style-local-278-c7 position-relative h-element\">\n                            <!---->\n                            <!---->\n                            <div class=\"\">\n                              <p> Kreditni posrednik ne pru\u017ea savjetodavne usluge u smislu ZSKP.<\/p>\n                            <\/div>\n                          <\/div>\n                        <\/div>\n                      <\/div>\n                    <\/div>\n                  <\/div>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"h-column h-column-container d-flex h-col-lg-6 h-col-md-6 h-col-12 style-378-outer style-local-278-c8-outer\">\n            <div data-colibri-id=\"278-c8\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-0 h-px-md-0 h-px-0 v-inner-lg-0 v-inner-md-0 v-inner-2 style-378 style-local-278-c8 position-relative\">\n              <!---->\n              <!---->\n              <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n                <!---->\n                <div data-colibri-id=\"278-c9\" class=\"h-row-container gutters-row-lg-1 gutters-row-md-1 gutters-row-0 gutters-row-v-lg-1 gutters-row-v-md-1 gutters-row-v-2 style-379 style-local-278-c9 position-relative\">\n                  <!---->\n                  <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-1 gutters-col-md-1 gutters-col-0 gutters-col-v-lg-1 gutters-col-v-md-1 gutters-col-v-2\">\n                    <!---->\n                    <div class=\"h-column h-column-container d-flex h-col-lg h-col-md h-col-auto style-382-outer style-local-278-c10-outer\">\n                      <div data-colibri-id=\"278-c10\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-0 h-px-md-0 h-px-0 v-inner-lg-0 v-inner-md-0 v-inner-0 style-382 style-local-278-c10 position-relative\">\n                        <!---->\n                        <!---->\n                        <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n                          <!---->\n                          <div data-colibri-id=\"278-c11\" class=\"h-text h-text-component style-384 style-local-278-c11 position-relative h-element\">\n                            <!---->\n                            <!---->\n                            <div class=\"\">\n                              <p>Kreditni posrednik ima sklopljene ugovore o posredovanju u stambenom potro\u0161a\u010dkom kreditiranju sa sljede\u0107im bankama: Privredna banka Zagreb dd, OTP banka dd i Nova hrvatska banka dd<\/p>\n                            <\/div>\n                          <\/div>\n                        <\/div>\n                      <\/div>\n                    <\/div>\n                  <\/div>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"h-column h-column-container d-flex h-col-lg-6 h-col-md-6 h-col-12 style-378-outer style-local-278-c12-outer\">\n            <div data-colibri-id=\"278-c12\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-0 h-px-md-0 h-px-0 v-inner-lg-0 v-inner-md-0 v-inner-2 style-378 style-local-278-c12 position-relative\">\n              <!---->\n              <!---->\n              <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n                <!---->\n                <div data-colibri-id=\"278-c13\" class=\"h-row-container gutters-row-lg-1 gutters-row-md-1 gutters-row-0 gutters-row-v-lg-1 gutters-row-v-md-1 gutters-row-v-2 style-379 style-local-278-c13 position-relative\">\n                  <!---->\n                  <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-1 gutters-col-md-1 gutters-col-0 gutters-col-v-lg-1 gutters-col-v-md-1 gutters-col-v-2\">\n                    <!---->\n                    <div class=\"h-column h-column-container d-flex h-col-lg h-col-md h-col-auto style-382-outer style-local-278-c14-outer\">\n                      <div data-colibri-id=\"278-c14\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-0 h-px-md-0 h-px-0 v-inner-lg-0 v-inner-md-0 v-inner-0 style-382 style-local-278-c14 position-relative\">\n                        <!---->\n                        <!---->\n                        <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n                          <!---->\n                          <div data-colibri-id=\"278-c15\" class=\"h-text h-text-component style-384 style-local-278-c15 position-relative h-element\">\n                            <!---->\n                            <!---->\n                            <div class=\"\">\n                              <p> Kreditni posrednik od klijenta NE napla\u0107uje naknadu za kreditno posredovanje u stambenom potro\u0161a\u010dkom kreditiranju, (naknada za uslugu kreditnog posredovanja iznosi 0,00 kuna uve\u0107ano za PDV).<\/p>\n                            <\/div>\n                          <\/div>\n                        <\/div>\n                      <\/div>\n                    <\/div>\n                  <\/div>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"h-column h-column-container d-flex h-col-lg-6 h-col-md-6 h-col-12 style-378-outer style-local-278-c16-outer\">\n            <div data-colibri-id=\"278-c16\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-0 h-px-md-0 h-px-0 v-inner-lg-0 v-inner-md-0 v-inner-2 style-378 style-local-278-c16 position-relative\">\n              <!---->\n              <!---->\n              <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n                <!---->\n                <div data-colibri-id=\"278-c17\" class=\"h-row-container gutters-row-lg-1 gutters-row-md-1 gutters-row-0 gutters-row-v-lg-1 gutters-row-v-md-1 gutters-row-v-2 style-379 style-local-278-c17 position-relative\">\n                  <!---->\n                  <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-1 gutters-col-md-1 gutters-col-0 gutters-col-v-lg-1 gutters-col-v-md-1 gutters-col-v-2\">\n                    <!---->\n                    <div class=\"h-column h-column-container d-flex h-col-lg h-col-md h-col-auto style-382-outer style-local-278-c18-outer\">\n                      <div data-colibri-id=\"278-c18\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-0 h-px-md-0 h-px-0 v-inner-lg-0 v-inner-md-0 v-inner-0 style-382 style-local-278-c18 position-relative\">\n                        <!---->\n                        <!---->\n                        <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n                          <!---->\n                          <div data-colibri-id=\"278-c19\" class=\"h-text h-text-component style-384 style-local-278-c19 position-relative h-element\">\n                            <!---->\n                            <!---->\n                            <div class=\"\">\n                              <p>Svaki klijent ima pravni status Potro\u0161a\u010da i u slu\u010daju nezadovoljstva pru\u017eenom uslugom od strane kreditnog posrednika mo\u017ee podnijeti pisani prigovor osobno na adresu Media fortis doo ili na e-mail <em>info@mediafortis.hr<\/em>                                ili <em>jurica.barbaric@mediafortis.h<\/em>r (direktor), te putem po\u0161ta na adresu: \u0160ubi\u0107eva ulica 42, 10 000 Zagreb ili slanjem e-maila na adresu poslovnih banaka \u2013 partnera kreditnog posrednika.<\/p>\n                            <\/div>\n                          <\/div>\n                        <\/div>\n                      <\/div>\n                    <\/div>\n                  <\/div>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n  <div data-colibri-component=\"section\" data-colibri-id=\"278-c24\" id=\"custom\" class=\"h-section h-section-global-spacing d-flex align-items-lg-center align-items-md-center align-items-center style-389 style-local-278-c24 position-relative\">\n    <!---->\n    <!---->\n    <div class=\"h-section-grid-container h-section-boxed-container\">\n      <!---->\n      <div data-colibri-id=\"278-c25\" class=\"h-row-container gutters-row-lg-2 gutters-row-md-2 gutters-row-0 gutters-row-v-lg-2 gutters-row-v-md-2 gutters-row-v-2 style-390 style-local-278-c25 position-relative\">\n        <!---->\n        <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-2 gutters-col-md-2 gutters-col-0 gutters-col-v-lg-2 gutters-col-v-md-2 gutters-col-v-2\">\n          <!---->\n          <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-391-outer style-local-278-c26-outer\">\n            <div data-colibri-id=\"278-c26\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-2 h-px-md-2 h-px-2 v-inner-lg-2 v-inner-md-2 v-inner-2 style-391 style-local-278-c26 position-relative\">\n              <!---->\n              <!---->\n              <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n                <!---->\n                <div data-colibri-id=\"278-c27\" class=\"h-text h-text-component style-392 style-local-278-c27 position-relative h-element\">\n                  <!---->\n                  <!---->\n                  <div class=\"\">\n                    <p>Ukoliko potro\u0161a\u010d nije zadovoljan odgovorom kreditnog posrednika i\/ili poslovne banke partnera kreditnog posrednika na njegov ulo\u017eeni prigovor, mo\u017ee osim nadzornog tijela, podnijeti pritu\u017ebu ili prijedlog za mirenje Sudu \u010dasti pri Hrvatskoj\n                      gospodarskoj komori ili bilo kojem centru za mirenje u Republici Hrvatskoj odnosno pokrenuti postupak alternativnog Doma\u0107ih i prekograni\u010dnih potro\u0161a\u010dkih sporova u skladu sa zakonom kojim se ure\u0111uje alternativno rje\u0161avanje potro\u0161a\u010dkih\n                      sporova pri nadle\u017enom tijelu za alternativno rje\u0161avanje potro\u0161a\u010dkih sporova \u2013 Centar za mirenje pri Hrvatskoj gospodarskoj komori, Rooseveltov trg 2, Zagreb, e-mail: mirenje@hgk, mre\u017ena adresa : http:\/\/www.hgk.hr\/centar -za-mirenje\/o-centru-za-mirenje.<\/p>\n                    <p>Kreditni posrednik je du\u017ean klijentu uru\u010diti Op\u0107e informacije o ugovoru o stambenom potro\u0161a\u010dkom kreditu, kao i Personalizirane informacije (ESIS obrazac) potrebne za usporedbu i analizu ugovora o dostupnim stambenim potro\u0161a\u010dkim kreditima\n                      na tr\u017ei\u0161tu.<\/p>\n                    <p>Svaki potro\u0161a\u010d mo\u017ee zatra\u017eiti besplatan savjet u Savjetovali\u0161tima za za\u0161titu potro\u0161a\u010da u Republici Hrvatskoj. Popis Savjetovali\u0161ta dostupan je na Internet stranicama Ministarstva gospodarstva, poduzetni\u0161tva i obrta RH.<\/p>\n                    <p>Ukoliko imate potrebu za stambenim kreditom za Vas, besplatno \u0107emo napraviti ra\u010dun i provjeru Va\u0161e kreditne sposobnosti u koordinaciji s na\u0161im partnerima banke.<\/p>\n                    <p>Pomo\u0107i \u0107emo u prikupljanju dokumentacije i niza potvrda koje su nu\u017ene za podno\u0161enje zahtjeva za kredit.<\/p>\n                    <p>Predat \u0107emo zahtjev u odabranu banku i kontinuirano \u0107emo Vas izvje\u0161tavati o statusu Va\u0161eg kreditnog zahtjeva. Tako\u0111er u postprodajnim procesima \u0107emo Vas na Va\u0161 zahtjev informirati o uslugama banke, pru\u017eiti pomo\u0107 pri naplati, pru\u017eit\n                      \u0107emo Vam sve potrebne informacije o pravima i obvezama prema banci. Tako\u0111er u suradnji s na\u0161im sestrinskim obrtom, Intelekt savjetovanjem doo za zastupanje u osiguranju odabrat \u0107emo najpovoljniju policu osiguranja ukoliko je isti\n                      uvjet, odnosno instrument za Va\u0161 kredit, odnosno ukoliko Vi imate potrebu za istom.<\/p>\n                  <\/div>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Zakonu o stambenom potro\u0161a\u010dkom kreditiranju (ZSPK) Media fortis doo ovla\u0161tena je od strane Hrvatske narodne banke za posredovanje u stambenom potro\u0161a\u010dkom kreditiranju sukladno Zakonu o stambenom potro\u0161a\u010dkom kreditiranju (ZSPK). Postupak posredovanja u stambenom potro\u0161a\u010dkom kreditiranju provodi se u skladu sa ZSPK-a. Informacije u skladu sa ZSPK: Kreditni posrednik ne pru\u017ea savjetodavne usluge u smislu ZSKP. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/full-width-page.php","meta":{"footnotes":""},"class_list":["post-278","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/kreditbanaka.com\/index.php\/wp-json\/wp\/v2\/pages\/278","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kreditbanaka.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kreditbanaka.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kreditbanaka.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kreditbanaka.com\/index.php\/wp-json\/wp\/v2\/comments?post=278"}],"version-history":[{"count":8,"href":"https:\/\/kreditbanaka.com\/index.php\/wp-json\/wp\/v2\/pages\/278\/revisions"}],"predecessor-version":[{"id":331,"href":"https:\/\/kreditbanaka.com\/index.php\/wp-json\/wp\/v2\/pages\/278\/revisions\/331"}],"wp:attachment":[{"href":"https:\/\/kreditbanaka.com\/index.php\/wp-json\/wp\/v2\/media?parent=278"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}